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Exchanging Money in Croatia

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Let's begin at the beginning. You arrive in Croatia by plane, train, boat, bus, ferry or car. You have to pay a taxi driver or bus driver or you need a cup of coffee. In a pinch, you can pay with euros, US dollars, pounds sterling or Slovenian tolars (bills only; no coins) bearing in mind that the exchange rate will be unfavourable and your change will be in Croatian kuna. Still, you can get by until you can reach an exchange office (Mjenjacnica) or an ATM.

Airports, bus stations, train stations and ferry ports that receive international arrivals (Zagreb, Split, Zadar, Dubrovnik, Rijeka) will have a convenient exchange office to change money but they are not 24/7 operations! For a late-night arrival, look for an ATM. Exchange offices are, of course, money-making operations so you will pay a commission of about 3%.

Another option for quick cash is to head for a big hotel. They will be only too happy to hand over local currency but, as the exchange rate is terrible, this is a last resort only.

Banks and post offices will also change money at about the same rate as exchange offices but their opening hours are shorter.

Most major currencies are exchangeable EXCEPT Hungarian florints which you can't change in Croatia.

Also, bear in mind that the Croatian kuna is not exchangeable outside Croatia so you'll either have to change it back into your home currency in Croatia or do some last minute shopping.

If you come to Croatia equipped with euros you can pay for most accommodation (hotels or private accommodation), excursions, plane tickets and car rentals in euros without getting ripped off on an exchange rate as most of these items are priced in euros anyway (see more on the Croatian kuna).

Of course, it's most advantageous to come to Croatia already equipped with kuna and, if you live in the UK, you can do just that. 

 

Related Pages

Bank Fees for Credit Cards & Debit Cards in Croatia

Money in Croatia

Currency Exchange Rate

Travel Costs & Prices in Croatia

The Croatian Kuna

Travellers Checks

ATMs (Cash Machines) in Croatia

Credit Cards in Croatia

 

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Sign outside an exchange office in Croatia

Croatian Exchange Office with currency rates : notice that the top figure is the price to buy kuna and the bottom figure is the price to buy euros, dollars etc.