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Travel Insurance for Croatia: You need it!

World Nomads

 

Should you purchase travel insurance for your trip to Croatia? I never gave it too much thought until recently when I booked passage on the Ancona Zadar ferry to begin a tight research trip. My partner and I arrived in Ancona in the middle of a fierce rainstorm. No surprise: the evening boat was cancelled. Tired and soggy, we had to cancel the Croatian hotel and book one in Ancona. The following morning there was only a boat to Split scheduled so we took that and drove down the Croatian coast to our destination.

Fortunately it was off-season so the Croatian hotel was nice enough not to charge us for the delayed reservation but it easily could have been otherwise. I wondered what would have happened if we had non-refundable reservations or if we had missed a flight because of the delayed boat. We could have gotten stuck with quite a bill!

So I started thinking about insurance and now I buy it for every trip. It gives me peace of mind. After all, rebooking a flight or hotel is expensive but even worse is the possible need for emergency medical care. Croatia is a safe country but sometimes stuff happens. Even tripping on a cobblestone street can lead to a doctor visit and cancelled plans. I like to know there's a number I can call and someone on the other end to handle any necessary arrangements including a medical evacuation which can cost up to $100,000. The same goes for lost luggage, passport theft a car accident or any one of a number of unlikely but unpleasant events.

I recommend World Nomads. I've used them several times and find that their policies are clearly explained and reasonably priced. It’s designed for anyone and everyone including adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities. I particularly like the Explorer Plan if I'm renting a car as it includes an insurance excess.

But even the basic plan inclues trip cancellation insurance which can cover you in the event of natural disasters, missed flights, a death in the family or health problems that can prematurely end your trip. With non-refundable flight tickets, a pre-booked hotel, ferries, car rental etc. you could be out a substantial amount of money if circumstances force you to cancel your trip.

Try this handy widget and get a quote from World Nomads:

One of the reasons I like World Nomads is that the policies are flexible. If I'm not renting a car or travelling with expensive devices, I don't need to buy a premium plan.

In order to choose the best policy ask yourself the following:

 

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